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NEWS RELEASE 1-OCT-2020Social isolation increases anxiety and asymmetry in brain atrophy in Alzheimer's disease UNIVERSITAT AUTONOMA DE BARCELONA Research News SHARE PRINT E-MAILA study in mice conducted by the UAB shows that social isolation worsens the effects of Alzheimer's disease, with hyperactivity levels reaching up to twice as much as in the pathology itself - The research also confirms an increase in the asymmetric atrophy of the hippocampus, a brain area central to memory - The study was published in a special edition of Frontiers in Psychiatry entitled Death and Mourning Processes in the Times of the Coronavirus Pandemic (COVID-19), dedicated to assessing the effects of this pandemic Researchers at the Department of Psychiatry and Legal Medicine and at the Institut de Neurociències (INc) of the Universitat Autònoma de Barcelona (UAB) have conducted a study which allows estimating, from the viewpoint of translational neuroscience, the effects of isolation in the current pandemic scenarios in elderly patients with dementia. The findings also may serve as a guide to the rethinking of vital conditions after the Covid-19 crisis. The study was published in Frontiers in Psychiatry, in a special edition of Frontiers in Psychiatry entitled Death and Mourning Processes in the Times of the Coronavirus Pandemic (COVID-19), dedicated to assessing the effects of this pandemic. The researchers analysed the effects of isolation in male mice models suffering from advanced stages of Alzheimer's disease through a series of behavioural tests, which could be compared to several areas found in elderly residence homes. They compared these results with mice models of Alzheimer's that were not isolated, and with other healthy animal models undergoing a normal ageing process. The study was conducted with male mice because these are more affected by Covid-19 and are also the ones to show more deterioration of the neuro-immuno-endocrine system and worse survival conditions when suffering dementia. The main findings demonstrate that isolation exacerbates hyperactivity up to twice as normal in mice with Alzheimer's disease, and also causes the appearance of strange behaviours. This increase was demonstrated consistently in the gross motor skills, related to the movement of arms, legs, feet or the entire body. However, it also affected fine motor skills, small movements made by hands, wrists, fingers, toes, lips and tongue. The isolated animals showed emotional patterns comparable to anxiety and changes in their stress management strategies. "The results are concerning, given that anxiety is one of the main neuropsychiatric symptoms associated with dementia, which produces a large burden on the caregiver and, in some cases, makes clinical management a challenge", points out Aida Muntsant, first autor of the research, which is included as part of her PhD thesis. Effects of isolation on memory Researchers also analysed the effects of isolation on other neuropathological variables, and obtained different results. "Although the characteristic variables of the disorder, like taupathy, were not modified, some others such as asymmetric hippocampal atrophy increased with isolation. This dysfunction was recently described in human patients with dementia and modelled here for the first time with animal models of Alzheimer's disease. The finding is important, given that asymmetry has been linked to greater vulnerability to stress factors", states Lydia Giménez-Llort, Professor in Psychiatry and researcher at the INc directing the study. The study also confirmed that the mice suffering from Alzheimer's disease lost body and renal mass, effects which also have been observed in Covid-19 patients, although the loss was greater with those in isolation. The loss in spleen mass, an important organ of the peripheral immune system, was only observed in isolated animals. Rethinking isolation among the elderly "Thinking of what the post-Covid-19 era will be like for the elderly implies a great deal of effort in redesigning all conditions of life, interventions in care and rehabilitation, and the management of forced solitude as part of new physical distancing measures. Therefore, it is necessary and urgent to estimate the impact these measures will have on the more vulnerable elderly population, such as those suffering from dementia", the researchers point out. The study also highlights the need for personalised interventions adapted to the heterogeneous and complex clinical profile of people with dementia, and to consider how all of this affects the obligations of caregivers, whether they be professionals or members of the patient's family. ### The results of the study form part of Aida Muntsant's PhD thesis and are a product of the research led by Lydia Giménez-Llort, under the framework of the project ArrestAD H2020 Fet-OPEN-1-2016-2017-737390, led by Dulce Papy of the Paris-Est Créteil University, UPEC. Disclaimer: AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert system. SHARE PRINT E-MAILMedia Contact María Jesús Delgado MariaJesus.Delgado@uab.cat 34-935-814-049 @UAB_info http://www.uab.es More on this News ReleaseSocial isolation increases anxiety and asymmetry in brain atrophy in Alzheimer's diseaseUNIVERSITAT AUTONOMA DE BARCELONA JOURNAL Frontiers in Psychiatry KEYWORDS ORIGINAL SOURCE https://www.uab.cat/web/newsroom/news-detail/x-1345668003610.html?noticiaid=1345825547751 RELATED JOURNAL ARTICLE http://dx.doi.org/10.3389/fpsyt.2020.572583 More in Medicine & Health
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Copyright © 2020 by the American Association for the Advancement of Science (AAAS) Pandemic Erects Barriers for Prized Bloc of Voters in Nursing Homes, Senior FacilitiesBy Rachel BluthOCTOBER 9, 2020
Voting booths in a polling place set up in a retirement home in Carmichael, California on Nov. 4, 2014. (Mardis Coers/Contributor via Getty Images) This story also ran on Los Angeles Times. This story can be republished for free (details).The convergence of the coronavirus pandemic and election season has complicated this year’s voting for residents of nursing homes, assisted living facilities and other long-term care centers. Many seniors who need help to get or fill out their ballots may be stymied by shifting rules about family visits. Voting procedures — whether in person or by mail — are under increased scrutiny, adding to the confusion. Facilities that used to host voting precincts likely won’t do so this year because of concerns about the spread of COVID-19. “We’re basically not allowed to go out into the public right now, we’re more vulnerable, and our immune systems are compromised anyway,” said Janice Phillips, a 14-year resident of Village Square Healthcare Center, a skilled nursing facility in San Marcos, California. “We’re basically locked in.” Phillips, 75, who has rheumatoid arthritis, has voted by absentee ballot for years without problems. This year she is encouraging her fellow residents to vote by mail as well. She works with the facility’s activities staff, going resident by resident, to make sure folks are registered. As president of the resident council, Phillips has also raised the issue at community meetings. Older Americans are a consistent voting bloc courted by both parties. According to AARP, 71% of Americans 65 and older voted in the 2016 presidential election, compared with 46% of people 18-29. “For many older adults, it’s a point of pride for them that they’ve voted in every election since they were 18,” said Leza Coleman, the executive director of California’s Long-Term Care Ombudsman Association. EMAIL SIGN-UPSubscribe to KHN’s free Morning Briefing. SIGN UPBut hardly anyone has been allowed inside skilled nursing facilities since the start of the pandemic, except for staff members and the occasional state health official, or family members in certain circumstances. In California and beyond, facilities are beginning to open up in counties with low transmission rates, since federal rules changed in September to allow for more lenient visiting policies. At the same time, outbreaks continue to plague some senior facilities, despite improved testing of staff and other safety measures. On Wednesday, Santa Cruz County health officials reported a major outbreak at the Watsonville Post-Acute Center, which has infected 46 residents, killing nine of them, and infecting 15 staff members. California officials are pressing nursing homes and senior centers to give residents who want to vote the opportunity. The Department of Public Health on Oct. 5 sent a letter to all those facilities, explaining they have an obligation to inform and assist residents with voting, including what actions are permissible for staffers to undertake in helping voters. It also includes advice about maintaining a safe environment through the election by limiting nonessential visitors, properly using protective gear such as gloves and handling ballots as little as possible. In years past, civic groups such as the League of Women Voters would stop by to give presentations on what’s on the ballot. Candidates for local office would hit nursing homes to make pitches. “In the context of a pandemic, we just can’t do it this year,” said Michelle Bishop, voter access and engagement manager with the National Disability Rights Network. Before the pandemic, nursing homes and assisted living facilities also often served as polling places. Residents could easily access voting booths, often set up in a lobby or community room. That was especially important because nursing homes are likely to be accessible to people with mobility problems, Bishop said. Otherwise, facilities would often organize bus trips and outings to polling places. In California, the last day to register to vote online or by mail is Oct. 19, though voters can register in person up to and including Election Day. All registered voters will receive a ballot in the mail, and those postmarked by Nov. 3 will still be counted in California for 17 days after the election. Advocates say it’s important for newer residents at skilled nursing facilities to make sure they’ve registered at their new address or have plans to get their ballot delivered to them from their former homes. Other states are also sending ballots to all registered voters by mail this year on various time frames. All states permit seniors or people who have trouble reaching polling stations to request an absentee ballot. Once they have a ballot in hand, some older adults need help from family or staff at their facilities to complete it correctly and send it back to election officials. The federal directive to relax visiting rules could ease some of that pressure, but the situation varies by facility. For people whose relatives cannot help them, it may fall to staff members to set up calls and video chats between residents and their families, or provide the assistance to residents themselves. Some states don’t allow nursing home staffers to help with ballots to avoid influencing votes. Even if they can assist, employees may be stretched too thin to help. In a year when nursing home staff members are spending an extra hour each day putting on protective gear, there isn’t always extra time to make sure every resident is registered and voting, said Dr. Karl Steinberg, chief medical officer for Mariner Health Central, a nursing home management company in California. “There’s a perennial workforce shortage in nursing homes and it’s been exacerbated by this” pandemic, Steinberg said. “This year with all the chaos, there may be less staff time available to help people with voting.” Tracy Greene Mintz, whose business, Senior Care Training, trains senior care workers, is responsible for staffing at 100 nursing homes in California. She said she started ringing alarm bells about voting rights in August. “Elected officials do not care about nursing homes, period,” Greene Mintz said. “They assume residents don’t vote and don’t make contributions.” She asked the California Department of Public Health, which surveys skilled nursing facilities every six weeks about COVID-19 infection control, to add a question on how facilities were planning for elections. The department declined. So she set up webinars with facility administrators and the Los Angeles County Registrar-Recorder/County Clerk to go over information on how to submit and track absentee ballots. She has also urged state officials to provide a statewide plan that facilities could use as a blueprint. She wrote one herself that was emailed out by a trade group, the California Association of Health Facilities. Still, California is in better shape than some other states, said Raúl Macías, a lawyer with the Democracy Program at the Brennan Center for Justice, a law and public policy institute. Elsewhere, residents may have to apply for an absentee ballot, and sometimes must provide a reason they can’t vote in person. California also has the Voter Bill of Rights, which allows individuals to designate someone to help them fill out and drop off their ballot. In some states, such as North Carolina, assistance can come only from designated bipartisan voting assistance teams, which may be harder to recruit during a pandemic, Macías said. No matter the state, state and county elections officials and facility administrators should draft voting plans, said Bishop, of the Disabilities Rights Network. It will help staff know the proper way to assist residents without influencing their votes, and residents know their voting rights. “There is a bit of a gray area on whose responsibility this is,” Bishop said. “It’s one of the years when we start asking ‘Whose responsibility is it?’ Who cares? We have to get it done.” If they can’t get access to ballots or need help, California residents can contact the state’s long-term care ombudsman program, which can investigate complaints, help them resolve the issue and take the problem to the Department of Public Health if it can’t be fixed. This KHN story first published on California Healthline, a service of the California Health Care Foundation. Your guide to Medicare open enrollment: How to shop, switch, and compare plansPublished: Oct. 12, 2020 at 5:02 a.m. ET By Kate Ashford Part A, part B, part D…You just want a health plan. Here’s help navigating the Medicare maze ISTOCK
As with most health care plans, Medicare plans have an annual open enrollment period. During this time, current Medicare users get a chance to evaluate their coverage and potentially make changes. Medicare has one main open enrollment window from Oct. 15 to Dec. 7 each year. However, there’s also a Medicare Advantage open enrollment period annually from Jan. 1 to March 31. What is Medicare open enrollment?Open enrollment is the health care user’s chance to evaluate the plan they have, take a look at what’s on the market and update their coverage for the coming year. Open enrollment is for consumers who already have Original Medicare or Medicare Advantage. See: What are Medicare Advantage plans, and are they worth the risk? During the main open enrollment period, from Oct. 15 to Dec. 7, any changes you make will take effect on Jan. 1. During the Medicare Advantage open enrollment period, any changes you make will take effect on the first of the month after the plan receives your request. What you can changeThere are several things you can alter during open enrollment. From Oct. 15 to Dec. 7, you can do the following things:
Also see: The Medicare enrollment process is failing seniors and needs to be modernized Fuel for Investing SmarterMake the smartest investment decisions with access to Barron's in-depth analysis and unrivaled market predictions -- all conveniently accessed on MarketWatch.com. Limited-Time Offer: $12 for 12 Weeks. LEARN MORE Comparing Original Medicare and Medicare AdvantageIf you have an Original Medicare plan — you’re enrolled in Medicare Part A and Medicare Part B — open enrollment is the time when you might consider switching to a Medicare Advantage Plan. For some people, purchasing a Medicare Advantage Plan feels simpler. “Some people prefer the sense of a one-stop shop,” says Deborah Gordon, author of “The Health Care Consumer’s Manifesto: How to Get the Most for Your Money.” “Like, ‘I cannot deal with A, B, D, I just want a health plan.’” Here’s what you should know:
There are five different types of Medicare Advantage Plans: Health Maintenance Organization, or HMO, plans: This kind of plan requires you to see an in-network provider unless it’s an emergency situation. Most require you to get a referral to see a specialist. Preferred Provider Organization, or PPO, plans: This kind of plan allows you to see both in-network and out-of-network health care providers, although it typically is more expensive to go out of network. Private Fee-for-Service, or PFFS, plans: This kind of plan allows you to see any Medicare-approved health care provider as long as they accept the plan’s payment terms and agree to see you, and you may also have access to a network of providers. You can see doctors that don’t accept the plan’s payment terms, but you might pay more. Special Needs Plans, or SNPs: This kind of plan provides benefits to people with certain diseases, such as cancer, or health care needs, such as living in a nursing home. It also provides benefits to people with a limited income. Medical Savings Account, or MSA, plans: These combine a high-deductible insurance plan with a medical savings account that can be used for health care costs. Choosing between Medicare Advantage Plans will require you to understand your health care needs and think about what each type of plan offers. If you have a chronic health condition and you love your doctors, you’ll want health coverage that they accept. If you take prescription drugs, some plans may result in lower out-of-pocket costs than others. Read: The COLA increase for next year doesn’t look good Here are some questions to ask: Do you have to get a referral? Some plans require you to get a referral from your primary care physician to see a specialist. If that’s not your preference, you’ll want to choose a plan with more freedom. What benefits do they include? Do you need vision and dental coverage? Look for a plan that offers the benefits you want. How much will your drugs cost? If you’re taking regular prescription drugs, compare costs within each plan to make sure you understand what you’ll be paying. Are your doctors covered? If you like your providers, find out whether they’re included in the networks of the plans you’re considering. What’s their rating? Each Medicare Advantage Plan comes with a star rating that ranges from one star to five stars. “I talked to a consumer in Massachusetts who essentially [won’t consider] any plan below a four-star plan,” Gordon says. For additional help, try the Medicare Plan Finder on Medicare’s website. How to switch Medicare Advantage PlansIf you’re already in a Medicare Advantage Plan, you can switch to a different Medicare Advantage Plan during either open enrollment period: Oct. 15 to Dec. 7, or Jan. 1 to March 31. After you join a new plan, you’ll be automatically unenrolled from your old plan once your new one starts. If you have questions about Medicare coverage, you can find lots of information at Medicare.gov, or you can call 1-800-MEDICARE (1-800-633-4227). More Medicare basics from NerdWallet:Kate Ashford is a writer at NerdWallet. Read NextYou may be able to nearly triple your return with U.S. TreasurysThis little-known alternative with an attractive and guaranteed long-term return More On MarketWatch
Advertisement Advertisement Advertisement Partner Center Most Popular The U.S. economy is getting better. No, it’s getting worse. Which is it? Tesla and Netflix put their big 2020 gains on the line in the coming week What Is the Most Popular Medicare Supplement Plan? 3 ways tech may help pro sports boost profitability amid the pandemic ‘It isn’t a matter of love, just a matter of feminism’: I’m 32, pregnant and have a six-figure job. Should I marry my boyfriend? AdvertisementPARTNER CONTENT PARTNER LINKS 1. Real Estate Investments 2. Portfolio Optimization 3. Muni Bond Funds 4. Fixed Annuity Rates 5. Best Bank For A Savings Account 6. Gold And Silver Prices RECOMMENDEDPowered by ZergNet Kim Jong Un Reportedly in a Coma as His Sister Takes ControlNYPost.com Insanely Offensive Kamala Harris Cartoon Sparks Massive OutrageAol.com Jill Biden's Ex-Husband Just Made a Bold AccusationNYPost.com Ex-White House Physician Makes Bold Claim About Biden's HealthNYPost.com BACK TO TOP Copyright © 2020 MarketWatch, Inc. All rights reserved. By using this site you agree to the Subscriber Agreement & Terms of Use, Privacy Notice and Cookie Notice. Intraday Data provided by FACTSET and subject to terms of use. Historical and current end-of-day data provided by FACTSET. All quotes are in local exchange time. Real-time last sale data for U.S. stock quotes reflect trades reported through Nasdaq only. Intraday data delayed at least 15 minutes or per exchange requirements. Open enrollment is your annual opportunity to review your employer-provided benefit options and make elections for the upcoming plan year. You can get the most out of what your employer offers and possibly save some money by taking the time to read through your open enrollment information before making any benefit decisions. Every employer has its own open enrollment period (typically in the fall) and the information is usually available online through your employer.
What are your health plan options? Even if you're satisfied with your current health plan, it's a good idea to compare your existing coverage to other plans being offered next year. Premiums, out-of-pocket costs, and benefits often change from one year to the next and vary among plans. You may decide to keep the plan you already have, but it doesn't hurt to consider your options. Should you contribute to a flexible spending account? You can help offset your health-care costs by contributing pre-tax dollars to a health flexible spending account (FSA), or reduce your child-care expenses by contributing to a dependent-care FSA. The money you contribute is not subject to federal income and Social Security taxes (nor generally to state and local income taxes), and you can use these tax-free dollars to pay for health-care costs not covered by insurance or for dependent-care expenses. Typically, FSAs are subject to the use-it-or-lose-it rule, which requires you to spend everything in your FSA account within a calendar year or risk losing the money. Some employers allow certain amounts to be carried over to the following plan year or offer a grace period that allows you to spend the money during the first few months of the following plan year. Tip: As a result of unanticipated changes in the need for medical and dependent care due to the coronavirus pandemic, the IRS announced it will allow employers to amend their employer-sponsored health coverage, health FSAs, and dependent-care assistance programs and allow employees to make certain mid-year changes for 2020. The carryover limit for unused 2020 FSA dollars is now $550 instead of $500. For more information, visit irs.gov. What other benefits and incentives are available? Many employers offer other voluntary benefits such as dental care, vision coverage, disability insurance, life insurance, and long-term care insurance. Even if your employer doesn't contribute toward the premium cost, you may be able to pay premiums conveniently via payroll deduction. To help avoid missing out on savings opportunities, find out whether your employer offers other discounts or incentives. Common options are discounts on health-related products and services such as gym equipment and eyeglasses, or wellness incentives such as a monetary reward for completing a health assessment. VIRTUAL SENIOR SERVICES SEMINAR
THURSDAY, SEPTEMBER 24, 9:30 – 11:45AM Join us for our online Seminar that we will be hosting in partnership with the Chesapeake Parks, Recreation & Tourism "55 & Better" Programs. All live viewers will have the opportunity to pick up an informational packet after the Seminar and will also have the chance to WIN AN IPAD. Note: We will also be offering FREE Zoom instructional sessions prior to the Seminar for those who are not familiar with the online Zoom platform. Seminar Agenda: 9:30 - 9:35AM - Welcome from Senior Advocate 9:35 - 9:40AM - Welcome from Karen Christy, Recreation Coordinator, Chesapeake Parks, Recreation and Tourism "55 & Better” Programs 9:40 – 10:00AM - “Managing Stress and Its Effects on Your Health” presented by Dr. Frank Lombardozzi, Kempsville Chiropractic 10:00 – 10:15AM - “Life As a Resident” presented by Kathy Parks, Director of Resident Services and Ann Dillman, Resident, Atlantic Shores 10:15 - 10:30AM - “Move With Dance” presented by Karen Smith, Recreation Leader, Chesapeake Parks, Recreation and Tourism 10:30 – 10:45AM - Break 10:45 – 11:00AM - “Brain Health” presented by Douglas Panto, Community Programs Manager, Alzheimer’s Association Southeastern Virginia Chapter 11:00 - 11:15AM - “Veterans Benefits” presented by Jamar Blyther, Dept. of Veterans Affairs 11:15 – 11:30AM - “Fraud and COVID-19” presented by Shawn Smith, Director, Virginia Senior Medicare Patrol 11:30 – 11:45AM - “Elections Come and Go – Results Last a Lifetime” presented by Kevin Hill, Financial Advisor & Owner, A-Frame Financial 11:45AM - Closing Remarks and Drawing for iPad RSVP HERE by September 23 or call 757-724-7001 for more information. Center for Medicare Advocacy Toolkit: How to Obtain an Additional 100 Days of Medicare Coverage in a Skilled Nursing Facility During the COVID Public Health Emergency SEPTEMBER 3, 2020 FacebookTwitterLinkedInShare Print Friendly, PDF & Email As the Public Health Emergency (PHE) continues and the number of Medicare beneficiaries impacted by the PHE grows, the Center for Medicare Advocacy (the Center) has received an increasing number of requests for guidance on expanded Medicare coverage in skilled nursing facilities (SNFs). The following are a compilation of self-help materials that include articles written by the Center (citing CMS guidance), detailed CMS instructions to obtain the waiver, and an interpretation of the additional 100 day waiver as adjudicated by a Medicare Administrative Law Judge (ALJ): Our July 2020 CMA Alert discussing the Centers for Medicare and Medicaid Services (CMS) detailed guidance about how to obtain up to an additional 100 days of SNF coverage. https://medicareadvocacy.org/cms-clarifies-covid-waivers/ A June 2020 CMA Alert discussing a case study of the 100 day waiver and a full explanation of when the additional coverage would apply, and when it would not. Here is a link to the article: https://medicareadvocacy.org/covid-19s-impact-on-beneficiary-rights-a-case-study-examining-medicare-coverage-exceeding-100-days-in-a-skilled-nursing-facility/ Traditional Medicare Cases: CMS has issued a Medicare Learning Network (MLN) article that explains exactly how to bill for the 100 days, including necessary coding and language required to be included in the remarks section (COVID100). Without working through the specific billing requirements, CMS states that the claim will not be processed. https://www.cms.gov/files/document/se20011.pdf Medicare Advantage Plan Cases: A Medicare ALJ decision shared with the Center by a beneficiary details the steps used by the ALJ to award an additional 100 days of coverage, overruling organization determinations and the independent review entity’s denial of the additional days. The redacted decision is at: https://medicareadvocacy.org/wp-content/uploads/2020/09/COVID-19-100-extra-days-in-SNF-OMHA-decision.pdf. A note of caution about Medicare’s 1135 blanket waivers, providing flexibility under section 1812(f) of the Social Security Act: A PHE waiver that extends SNF benefits by up to 100 days does not appear to afford beneficiaries the same rights as the first 100 days of statutory coverage. In a letter written in response to a congressional inquiry about the issue, CMS noted that the benefit extension under the PHE is at the discretion of the facility. CMS stated, “Our goal with these waivers is to provide flexibility for the wide variety of challenges that SNFs face during the pandemic. In such circumstances, blanket waivers allow facilities to apply provisions without the need to request them from CMS, thereby allowing SNFs to address very local and very specific challenges. If the SNF would like to cite and document…The SNF may choose to exercise that provision of the 1135 blanket SNF waiver…” The redacted CMS letter is at: https://medicareadvocacy.org/wp-content/uploads/2020/09/CMS-redacted-letter-re_-congressional-inquiry-PHE-100-day-waiver.pdf FILED UNDER: ARTICLE TAGGED WITH: ALERT, SKILLED NURSING FACILITY, SNF, WEEKLY ALERT Primary Sidebar EASY ACCESS TO UNDERSTANDING MEDICARE The Center for Medicare Advocacy produces a range of informative materials on Medicare-related topics. Check them out: Medicare Basics CMA Alerts CMA Webinars Connecticut Info & Projects Stories - Add Yours Se habla Español Sign Up for CMA Alerts JIMMO V. SEBELIUS Medicare covers skilled care to maintain or slow decline as well as to improve. Improvement Isn’t Required. It’s the law! Read more. CAREER OPPORTUNITY Join the Center’s Team! The Center for Medicare Advocacy is currently seeking an attorney to practice in our Connecticut office. The attorney will be a member of the team that leads our high volume administrative law practice and individual legal advocacy. Learn more, and apply. LATEST TWEETS RT @CMAorg: The economic impact of #COVID19 on #Medicare is a challenge, but there are solutions the Admin. and Congress can ta… https://t.co/UPZ3aQwcGT, 23 hours ago @CMAorg Footer STAY CONNECTED: FacebookTwitterFeedCopy Link Contact Us Sitemap Products & Services Copyright/Privacy © 2020 · Center for Medicare Advocacy Today’s older workers may see the first cuts to Social Security benefits Published: Sept. 11, 2020 at 10:16 a.m. ET By Alessandra Malito The Congressional Budget Office released an updated budget outlook, including the pandemic’s impact on the economy The Congressional Budget Office released a report detailing the potential impact of the pandemic on the country’s economy. Resize icon Many young Americans say they don’t expect to get Social Security when they retire, but it’s the older workers of today who may see the first cuts to their benefits. The Congressional Budget Office released an updated budget outlook on Wednesday, originally published in July, to reflect the impact the pandemic has had on the economy. In the report, the agency said the budget deficit will reach a record $3.3 trillion this year — and $13 trillion over the next decade. The national debt, which is projected to be 98% of gross domestic product this year, is also expected to surpass the levels of World War II next year, when it’s expected to reach 104% in 2021. Among the numerous adverse effects of the current crisis is the steep incline in the expected insolvency dates for Social Security and Medicare’s programs, which are expected to run out of money in 11 years compared with the previous projection of 15 years. See: Social Security recipients may be in for a rude awakening later this year The programs rely heavily on payroll taxes. The CBO expects reported receipts from payroll taxes to increase this year despite record levels of unemployment in recent months, but that will change in subsequent years, it said. Lower interest rates and price levels will also reduce the cost of Social Security and other related health care programs, according to the Committee for a Responsible Federal Budget, which did an analysis on CBO’s updated outlook. Still, Social Security is in trouble. The two trust funds that support the program, which pays out retirement benefits as well as disability and survivorship benefits, are already at risk of running out of money within the next two decades. With the impact of the pandemic under review, the CBO estimates the insolvency date for Social Security Disability Insurance to be 2026, and the Social Security retirement program, known as Old-Age and Survivors Insurance, by 2031. Medicare Hospital Insurance faces insolvency by 2024 if nothing is done to rectify these projections. “In other words, today’s youngest retirees will face a sharp 25% drop in their benefits when they turn 73,” the CRFB said in an analysis about the CBO’s report. The cut is attributed to less tax revenue, an aging population that will inevitably claim Social Security benefits and trust fund assets that grow at a lower interest rate. Other research and policy organizations have even less conservative assessments — the Bipartisan Policy Center, for example, anticipates the two trust funds will be depleted around the time of the 2028 presidential election, according to an April 2020 analysis. More from MarketWatch Whatever retirement looks like for you, health savings accounts can help you get there I’m 60, my spouse is 45 — can I retire if our expenses are $12,000 a month? Why you might not know that Trump is threatening your Social Security About the Author Alessandra Malito Alessandra Malito is a retirement reporter based in New York. You can follow her on Twitter @malito_ali. HHS Plan to Improve Rural Health Focuses on Better Broadband, Telehealth Services By Sarah Jane Tribble SEPTEMBER 4, 2020 A barn stands past a road sign for a nearby hospital along a rural road outside Sandwich, Illinois. (Daniel Acker/Bloomberg via Getty Images) USE OUR CONTENT This story can be republished for free (details). Knowing it may be met with some skepticism, the Trump administration Thursday announced a sweeping plan that officials say will transform health care in rural America. Even before the coronavirus pandemic reached into the nation’s less-populated regions, rural Americans were sicker, poorer and older than the rest of the country. Hospitals are shuttering at record rates, and health care experts have long called for changes. The new plan, released by Health and Human Services Secretary Alex Azar, acknowledges the gaps in health care and other problems facing rural America. It lists a litany of projects and directives, with many already underway or announced within federal agencies. “We cannot just tinker around the edges of a rural healthcare system that has struggled for too long,” Azar said in a prepared statement. Yet, that is exactly what experts say the administration continues to do. EMAIL SIGN-UP Subscribe to KHN’s free Morning Briefing. Your email address “They tinker around the edges,” said Tommy Barnhart, former president of the National Rural Health Association. And, he added, “there’s a lot of political hype” that has happened under President Donald Trump, as well as previous presidents. In the past few months, rural health care has increasingly become a focus for Trump, whose polling numbers are souring as COVID-19 kills hundreds of Americans every day, drives down restaurant demand for some farm products and spreads through meatpacking plants. Rural states including Iowa and the Dakotas are reporting the latest surges in cases. This announcement comes in response to Trump’s executive order last month calling for improved rural health and telehealth access. Earlier this week, three federal agencies also announced they would team up to address gaps in rural broadband service — a key need as large portions of the plan seek to expand telehealth. The plan is more than 70 pages long and the word “telehealth” appears more than 90 times, with a focus on projects across HHS, including the Health Resources and Services Administration and the Centers for Medicare & Medicaid Services. Barnhart said CMS has passed some public health emergency waivers since the beginning of the pandemic that helped rural facilities get more funding, including one that specifically was designed to provide additional money for telehealth services. However, those waivers are set to expire when the coronavirus emergency ends. Officials have not yet set a date for when the federal emergency will end. Andrew Jay Schwartzman, senior counselor to the Benton Institute for Broadband & Society, a private foundation that works to ensure greater internet access, said there are multiple challenges with implementing telehealth across the nation. Many initiatives for robust telehealth programs need fast bandwidth, yet getting the money and setting up the necessary infrastructure is very difficult, he said. “It will be a long time before this kind of technology will be readily available to much of the country,” he said. Ge Bai, associate professor of accounting and health policy at Johns Hopkins University in Baltimore, noted that telehealth was short on funding in the HHS initiative. However, she said, the focus on telehealth, as well as a proposed shift in payment for small rural hospitals and changing workforce licensing requirements, had good potential. “We are so close to the election that this is probably more of a messaging issue to cater to rural residents,” Bai said. “But it doesn’t matter who will be president. This report will give the next administration useful guidance.” The American Hospital Association, representing 5,000 hospitals nationwide, sent a letter to Trump last week recommending a host of steps the administration could take. As of late Thursday, AHA was still reviewing the HHS plan but said it was “encouraged by the increased attention on rural health care.” Buried within the HHS announcement are technical initiatives, such as a contract to help clinics and hospitals integrate care, and detailed efforts to address gaps in care, including a proposal to increase funding for school-based mental health programs in the president’s 2021 budget. A senior HHS official said that while some actions have been taken in recent months to improve rural health — such as the $11 billion provided to rural hospitals through coronavirus relief funding — more is needed. “We’re putting our stake in the ground that the time for talk is over,” he said. “We’re going to move forward.” |
AuthorJeff Sodoma, MPA, Esq. is a lawyer based in Virginia Beach, Virginia Blog!Hello, there! Welcome to my blog. I will use this blog as a platform for my writing. I will write about topics in the legal world, certainly, as well as everything else under the sun, because I have many interests (and viewpoints). All views expressed in this blog, unless otherwise noted, are mine alone. One of my interests is music--my wife believes that I should go on "Beat Shazam" because I know so many songs--and I will be, from time to time, analyzing song lyrics and how they relate to the legal world.
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